If you want to improve your financial lot in life as a student, it is imperative you develop smart money management habits early in life. The sooner you learn how to manage your personal finances responsibly, the sooner you will set yourself up for success later in life. If you are a student who wants to improve your finances in 2019, here are four ways to improve your money management habits this year.

Say Goodbye to Food Delivery Services

Spending money to have food delivered to your door is not a wise investment. You can better manage your money by purchasing your own groceries and doing your own cooking. Not only do food delivery services typically charge higher prices than restaurants, they usually charge you a delivery fee in addition to their already inflated prices.

Stop Dining Out and Cook at Home!

Speaking of restaurants, if you want to save more money in 2019, now is the time to curtail your dining out activities. Some students make a habit of eating at restaurants on a weekly basis, frequently visiting fast-food joints and delis for quick, on-the-go meals. Reduce your weekly restaurant expenditures this year and you’ll be amazed at how quickly you can grow your bank account balance as a student.

Learn the Power of Becoming a Coupon Shopper

Clipping coupons isn’t just for the cash-strapped or elderly. Students who learn the power of coupon shopping can save some serious cash on staples like school supplies and groceries. Start clipping coupons or downloading digital coupons to your smartphone and you’ll save cash while impressing your friends at the same time.

Save Your Spare Change

Stop spending your spare change. Put all your nickels, dimes, and quarters in a piggy bank each week. Don’t touch your piggy bank until the end of the year. When you break open your bank at the end of one year, you will be impressed at how much money you can accumulate simply by not spending any of your coin.

Integrate these four money management tips for students into your financial planning and 2019 just might be your most profitable year yet. It’s never too early to start developing smart financial management habits, even if you’re a student without a full-time job. Will you be upping your financial planning efforts this year to improve the state of your personal finances?

The National Society of Collegiate Scholars (NSCS) is an honors organization, boasting 320 plus chapter nationwide, that recognizes high-achieving first-and second-year students. With its three pillars of scholarship, leadership, and service, NSCS is proud to provide career and graduate school connections, leadership and service experiences, practical and skills-based content, access to discounts and savings, and over a million dollars in scholarships, chapter funds and awards annually. To learn more about joining the NSCS honors society, visit us at http://www.nscs.org/join.